Connected Insurance

Insurance Powered by Real-Time Data

Reimagine marine insurance. Use real-time performance insights to drive tailored insurance terms that reward safer operations and proactive risk management.

Meet Connected Insurance

Leverage performance monitoring for risk-adjusted premiums

Connected Insurance links your vessel’s operational data to flexible, responsive insurance policies. Instead of relying on static assessments and outdated averages, Connected Insurance leverages continuous performance monitoring to offer risk-adjusted premiums.

By aligning premiums with actual vessel behavior and maintenance habits, Connected Insurance incentivises safer, more efficient operations—benefiting both insurers and shipowners. Reduce unnecessary downtime, cut costs, and build a more transparent, trusting relationship with your insurer.

How it works

01

Continuous Data Capture

High-frequency sensor data from your vessels is securely transmitted to our platform. Existing data capture systems or a Ceto-provided gateway ensure a seamless data flow.

02

Risk Analysis & Scoring

03

Dynamic Policy Adjustments

04

Actionable Insights

These features as standard:

Reinventing risk management

Real-Time Premium Adjustments

Pay for what you need, when you need it.

Premiums reflect current operating conditions and vessel performance, helping you maintain control over insurance costs.

Proactive Risk Management

Prevent issues before they become costly claims.

Early warning systems and anomaly detection guide you to intervene before small issues escalate, reducing downtime and repair costs.

Transparent Underwriting

Build trust with data-backed insights.

Insurers and shipowners access a shared dashboard, ensuring full transparency in how risk is calculated and premiums are set.

Enhanced Crew Safety

Reward safer operations.

Incentivise training, adherence to safety protocols, and best practices with tangible insurance savings, benefiting your bottom line and crew well-being.

Flexible Coverage Options

Adapt insurance to shifting market dynamics.

Scale coverage up or down, change deductibles, or add specialised endorsements in response to emerging risks or evolving regulations.

Integrated Analytics

Seamless synergy with other Ceto products.

Combine insights from Watchkeeper, CarbonID, and other platforms to form a complete picture of vessel health, efficiency, and environmental performance.

Connected Insurance FAQs

How does Connected Insurance differ from traditional policies?

Do I need additional hardware?

Is my data secure?

Will my premiums increase if a problem arises?

Can I use Connected Insurance with other Ceto products?

What types of vessels are supported?

How quickly can I see cost savings?

Reinvent Your Insurance Experience

Ready to transform insurance from a fixed cost into a dynamic, value-driving asset? Schedule a demo and discover how real-time data unlocks more accurate pricing, proactive risk management, and sustainable cost savings.

Resources

Hoults Yard

Mailing Exchange

Newcastle upon Tyne

NE6 2HL

United Kingdom

Ceto logo

CetoAI is a private limited company registered in England and Wales with company registration number 12472339.

The registered office is at Hoults Yard, Mailing Exchange, Walker Road, Newcastle Upon Tyne, England, NE6 2HL.

© 2025